People who don't have health insurance pay about $2, 260 in out of pocket costs per year -- that's twice as much as someone who is covered under an employer's plan according to Consumer Reports.
First, check out insurance comparison Web sites like eHealthinsurance.com. Use it to get a range of individual health insurance policies and to compare prices and benefit levels.
Next, go to your state insurance department's Web site. Here you may find companies selling individual coverage in your state. And the insurance department may also provide complaint records on individual insurance companies.
Finally, consider using a health care broker who knows your local market. Brokers can help you shop for price. They'll also know what company is more liable to accept you based on your health conditions. The best part is that you won't pay a dime out of pocket says Amir Mostafie at eHealthinsurance.com. They get a commission paid by the insurance company that you sign up with.
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You don't automatically qualify for Medicaid just because you have a low income. It also depends on your family status -- if you have kids etc.
To find out what eligibility requirements of health care programs like S-Chip or programs for the elderly, go to coverageforall.org.
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